by Dean Binder | Feb 2, 2017 | Credit Damages, Credit Expert, Credit Expert Witness, FCRA Expert, FCRA Expert Witness
The Federal Trade Commission has published commentary regarding § 1681e(b) compliance in the Code of Federal Regulations. The commentary provides that while credit reporting agencies can rely on furnishers of information that it reasonably believes to be reputable,...
by Dean Binder | Feb 24, 2015 | Credit Damage, Credit Damages, Credit Expert, Credit Expert Witness, FCRA Expert, FCRA Expert Witness, Uncategorized
Thanks to Webrcon, the final 2014 FCRA (Fair Credit Reporting Act) and FDCPA (Fair Debt Collections Practices Act) complaint stats are in. FCRA complaints remained steady compared to 2013 with 2,327 in 2014. FDCPA complaints dropped slightly from 2013 with 9,720....
by Dean Binder | Nov 11, 2014 | Credit Damage, Credit Damages, Credit Expert, Credit Expert Witness, FCRA Expert, FCRA Expert Witness
When researching options for hiring an expert for your (FCRA or FDCPA case, credit damage, breach of contract, credit slander, credit fraud, negligence, unfair trade practices etc.) the first criteria you should consider is EXPERIENCE. Not case...
by Dean Binder | Sep 9, 2014 | Credit Damage, Credit Damages, Credit Expert, Credit Expert Witness, FCRA Expert, FCRA Expert Witness
FCRA Expert Witness The Fair Credit Reporting Act (FCRA) is a federal law that details how consumer credit information can be collected, given out, and used. It not only protects consumers by specifying their rights, it also lists the responsibilities of companies who...
by Dean Binder | Aug 27, 2014 | Credit Damage, Credit Damages, Credit Expert, Credit Expert Witness
Credit Damage One of the most common questions I field in my credit expert witness work is whether or not credit damages have occurred. It’s a fairly simple question, but the answer is never quite as easy. First off, does a lower credit score as a result of credit...
by Dean Binder | Jul 2, 2014 | Credit Damage, Credit Damages, Credit Expert, Credit Expert Witness
Credit Damage Expert Dean Binder Greetings, my name is Dean Binder and I’m a credit industry insider. I’ve been a part of the consumer credit world since 1991 and have spent time at both Equifax and FICO (formerly known as Fair Isaac). FICO is best known as the...
