FCRA Expert Witness

Federal Trade Commission Commentary Regarding FCRA 1681e (b)

Posted by on Feb 2, 2017 in Credit Damages, Credit Expert, Credit Expert Witness, FCRA Expert, FCRA Expert Witness | 0 comments

The Federal Trade Commission has published commentary regarding § 1681e(b) compliance in the Code of Federal Regulations. The commentary provides that while credit reporting agencies can rely on furnishers of information that it reasonably believes to be reputable, once it learns or should reasonably be aware of errors in its reports that may indicate systematic problems (by virtue of information from consumers, report users, from periodic review of its reporting system, or otherwise) it must review its procedures for assuring accuracy.” 16 C.F.R.Part 600 App. The commentary further provides...

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FDCPA Lawsuits Outnumber FCRA Lawsuits 4 to 1 in 2014

Posted by on Feb 24, 2015 in Credit Damage, Credit Damages, Credit Expert, Credit Expert Witness, FCRA Expert, FCRA Expert Witness, Uncategorized | 0 comments

Thanks to Webrcon, the final 2014 FCRA (Fair Credit Reporting Act) and FDCPA (Fair Debt Collections Practices Act) complaint stats are in.  FCRA complaints remained steady compared to 2013 with 2,327 in 2014. FDCPA complaints dropped slightly from 2013 with 9,720. With just over 12,000 yearly FCRA and FDCPA complaints, the demand for qualified and competent expert witness’s remains high. True specialists in FCRA and FDCPA litigations are limited. I welcome your call to discuss your...

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How to Retain a Credit Expert or Credit Damage Expert

Posted by on Nov 11, 2014 in Credit Damage, Credit Damages, Credit Expert, Credit Expert Witness, FCRA Expert, FCRA Expert Witness | 0 comments

    When researching options for hiring an expert for your (FCRA or FDCPA case, credit damage, breach of contract, credit slander, credit fraud, negligence, unfair trade practices etc.) the first criteria you should consider is EXPERIENCE. Not case experience, industry experience. There are many different credit experts with varying degrees of experience. Hiring an expert that has never worked in the credit industry may get you through discovery but if the case goes further an unqualified expert can jeopardize your case. One reason so many self-proclaimed credit experts are...

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FCRA Claim? An FCRA Expert Witness can Help

Posted by on Sep 9, 2014 in Credit Damage, Credit Damages, Credit Expert, Credit Expert Witness, FCRA Expert, FCRA Expert Witness | 0 comments

FCRA Claim? An FCRA Expert Witness can Help

FCRA Expert Witness The Fair Credit Reporting Act (FCRA) is a federal law that details how consumer credit information can be collected, given out, and used. It not only protects consumers by specifying their rights, it also lists the responsibilities of companies who collect the credit information, distribute the credit reports, and use the information. While many perceive the law as regulations for the Credit Reporting Agencies, many FCRA claims are filed against the users or data furnishers. Section 615 below. The FCRA imposes obligations on data furnishers to provide correct and accurate...

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